- About Stephen Oyihi Phred
HEAD INFORMATION AND COMMUNICATION TECHNOLOGY (ICT),
DUXBANK MICROFINANCE BANK
Mr. Stephen is a seasoned Information and Communication Technology (ICT) professional and banker with over nine (9) years of experience in the microfinance banking industry. He possesses extensive knowledge in the management of digital banking solutions, ICT infrastructure, systems administration, electronic banking, cybersecurity, and customer relationship management.
He is a graduate of Mathematics/Computer Science from the prestigious University of Agriculture, Makurdi, Benue State, where he obtained his degree in 2012. In pursuit of continuous professional development, he also acquired a Diploma in Computer Appreciation and a Diploma in Computer Networking and Engineering. Furthermore, he holds professional certifications in Cyber Security and Basic Python Programming, reflecting his passion for innovation and continuous learning in the ICT field.
Stephen is a certified BankOne System Administrator, an E-Business expert, and a trained Cisco Certified Network Associate (CCNA). Over the years, he has developed strong competencies in banking application support, network administration, cybersecurity, digital banking channel management, IT support services, systems administration, and process automation.
He began his banking career in 2016 when he joined FCT Microfinance Bank Ltd as a Customer Relationship Officer. Due to his outstanding technical competence, dedication to duty, and strong problem-solving abilities, he was subsequently transferred to the ICT Department, where he played a vital role in driving the bank’s technological growth and digital transformation initiatives, helping transition the institution from traditional banking operations to modern digital banking services.
Over the years, Stephen has successfully headed the ICT Departments of FCT Microfinance Bank, St. Catherine’s Specialist Hospital Abuja, AMAC Microfinance Bank Abuja, and currently serves as the Head of ICT at Duxbank Microfinance Bank. Through these roles, he has consistently demonstrated leadership, innovation, and a strong commitment to leveraging technology to improve operational efficiency, service delivery, and customer experience within the financial sector.