Your Life, in Motion. Your Banking, in Control.

The DUX Individual Current Account is more than just a place for your money; it’s the engine for your daily transactions.

From seamless payments to lifestyle management, experience a reliable banking partner that moves at your speed.

Easy access to funds through cheques, debit cards, USSD, and mobile banking
Unlimited transactions with no restrictions on withdrawals.
Suitable for business-minded individuals and professionals.

Requirements

01.

Valid means of identification

This is the primary way the bank verifies that you are who you say you are. National IDs, Passports, and Driver’s Licenses are government-issued and contain biometric or high-security features that are difficult to forge, protecting the bank and your account from identity theft.

02.

BVN and NIN

BVN: This links all your bank accounts across different institutions. It prevents someone from opening an account in your name at a different bank if they manage to steal your ID. NIN: This is the universal identifier used by the federal government. By requiring both, Duxbank ensures your profile is fully synchronized with the national identity database.

03.

Utility Bill

This is a key part of the KYC (Know Your Customer) process. If Duxbank needs to send official correspondence or verify your location for credit-related reasons in the future, we need a confirmed physical anchor.

04.

Recent Passport

This serves as a visual reference for your permanent file. It is often used to verify your identity during in-branch transactions or when performing high-security account updates that require a physical presence.